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Fondii

Advisory software: fund insurance vs. ETF portfolio tax comparison.

Fondii enables financial advisors to precisely compare insurance-based retirement products and ETF portfolios with real tax calculations compliant with German investment law (InvStG 2018). 40+ insurers, real cost data, GDPR-compliant.

01Features

Features

Fund insurance vs. ETF comparison
Tax-compliant calculations (InvStG)
40+ insurer database
White-label PDF reports
Withdrawal plan simulator
Client CRM & portal
02Tech Stack

Tech Stack

Next.jsTypeScriptPrismaSupabaseTailwindCSSTurborepo
03Case Study

From Problem to Solution

Problem

Excel Spreadsheets and Guesswork

Financial advisors compare fund insurance and ETF portfolios using Excel spreadsheets. Tax differences (advance flat-rate tax, half-income method, partial exemption) are simplified or ignored. Result: wrong recommendations and lost client trust.

Solution

Tax-Precise Comparison Software

Fondii calculates the net advantage of fund insurance vs. ETF portfolios based on real PIB costs from 40+ insurers. InvStG-compliant, with advance flat-rate tax, half-income method, and individual tax rates. White-label PDF reports for professional client advisory.

Result

From 60 Minutes to Under 5 Minutes

Per consultation, Fondii saves an average of 45 minutes. The error rate in tax calculations drops to zero. Advisors can transparently show clients for the first time when fund insurance is worth it — and when it's not.

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